Completely agree with this thread's overwhelming distaste for medium armour sets. I play human females and it's either trench coats or skin-tight skinshow which is too stodgy and/or too impractical. Some of the NPC town clothes look AMAZING and could make phenomenal armour sets if tweaked a little bit. I mourn a game where the NPCs look better than I do and there's no way for me to change it.
I know this is supposed to be armour - I fail to see how trench coats make better armour than a nice, tight-fitting, studded breastplate and greaves or gauntlets, but for crying out loud, ArenaNet. Make some cool-looking, well-designed CLOTHES and then armour them up a little. Please!