That struck a cord with me. A week or so ago, playing GW2 with my son, I realized my thief was level 78 and had been for a very, very long time. The ridiculousness of it struck me, so I hopped in EotM and ran around for two levels. Went and bought him exotic armor. Transmuted to a look I liked. Then couldn't think of anything I really wanted to do with him.
I've been seeing him in that decayed pirate armor on my log-in screen for so long, I thought, "Hey, now he'll look as good as the other characters."
Your line I quoted captured something I was feeling. Like my last goal left is to have a row of nice dolls in completed outfits to look at on the log-in screen.